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Insurance Articles
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Inside-Information Regarding Your Motor Vehicle Accident Insurance Claim
By Dan Baldyga
Ppi Reclaim Banks had it their own way for quite some time. Fat cats were getting their cream and their poor customers were being fleeced in the process. They`d go cap in hand to the banks for a loan and were offered payment protection insurance (PPI) at the same time. In many cases the rate for the loan would be lower if PPI was taken out at the same time making it seem more attractive. However, the cost of PPIs could vary from 13% right up to 56% of the loan amount. Moreover, clauses were often put into the policies that meant they wouldn`t pay out anyway in times of sickness or redundancy. People have wised-up in recent times and those who think they might have been pressured into paying for, or misled about a policy, can speak to claims management teams about a possible Ppi Reclaim. They could be entitled to thousands of pounds if the Ppi Reclaimis successful. If you weren`t given all of the facts about your PPI in the past then you have a strong case for the Ppi Reclaim. Why should the banks get away with fleecing their customers over a number of years, especially with regards to payment protection insurance? Customers who think that they might have been treated unfairly have a strong right of appeal.
The following 8 are just ?The Tip Of The Iceberg?: #1. There are situations where you can collect for your ?Lost Wages? even if you were paid by your employer and/or collected ?Sick Leave? while unable to work. #2. You can collect money and be reimbursed for any and all ?Over The Counter? (non-prescription) medication you purchased during your recovery. #3. Under normal circumstances unless a claim ends up in court (several years after impact has taken place and you are fully recovered) you do not have to agree to be examined by the insurance company?s doctor. #4. There are many times that come to pass where you are entitled to collect the ?Gross Amount? of your lost wages, not the so-called ?Net After Taxes?. #5. If you?re a housewife, you can often recover for ?Lost Wages? (based on the ?Value? of a maid or a domestic servant, who would execute the same work) which you could not perform due to the injury. #6. You are entitled to extra compensation if you can prove you were forced to cancel a vacation and/or a special event. #7. Under certain circumstances you may be able to make a claim (and collect for) a personal injury even if your state is ?No-Fault? and you already have PIP (Personal Injury Protection) coverage. #8. Your friends, and even relatives, have the right to execute statements which you can send to adjusters (and/or anybody you feel should get one) going into detail as to what happened to your body and what they?ve observed you?ve had to deal with (via your ?Pain and Suffering?) during your period of recovery. These statements can often provide you with an even greater dollar value - - when it comes to the calculation and then the ultimate settlement of your personal injury claim! DISCLAIMER: The above article "INSIDE-INFORMATION REGARDING YOUR MOTOR VEHICLE ACCIDENT CLAIM" is to help people understand the motor vehicle accident claim process. Neither Dan Baldyga,nor ARTICLE CITY any guarantee of any kind whatsoever, NOR to they purport to engage in rendering any professional or legal service, substitute for a lawyer, an insurance adjuster, or claims consultant, or the like. Where such professional help is desired IT IS THE INDIVIDUAL?S RESPONSIBILITY to obtain it. Dan Baldyga`s third and latest book AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM (How To Evaluate And Settle Your Loss) can be found on the internet at Copyright (c) 2004 By Daniel G. Baldyga. All Rights Reserved Dan Baldyga - Author
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